Aberdeen vs Cardiff for Property Investment
Aberdeen leads on gross yield at 5.5%, while Aberdeen has the lower entry price at £195,000. Here is how the two markets compare on yield, price, deposit and tenant demand.
Aberdeen vs Cardiff at a glance
| Metric | Aberdeen | Cardiff |
|---|---|---|
| Average gross yield | 5.5% | 5.5% |
| Average property price | £195,000 | £275,000 |
| Implied monthly rent | £894 | £1,260 |
| 25% deposit | £48,750 | £68,750 |
| Stamp duty (additional property) | £9,750 | £15,000 |
| Population | 230,000 | 365,000 |
| Region | Scotland | Wales |
| Investor rating | Good | Excellent |
Aberdeen
Typical stock is a mix of terraces, ex-council semis and a growing number of apartment conversions closer to the centre. Tenant demand is underpinned by local employment in services, healthcare and logistics, supported by a population of around 230,000. On the average £195,000 purchase, a 5.5% gross yield implies roughly £894 per calendar month in rent, a useful sanity check when you are reviewing a listing. Oil capital diversifying economy post-pandemic.
- WorkableStandard buy-to-let
- WorkableHMO / rent by the room
- Strong fitFirst-time landlord
Cardiff
Expect a spread of semi-detached family homes, period conversions and new-build apartment schemes, with terraces concentrated in the older inner areas. Tenant demand is underpinned by a large student population, public-sector employers including hospitals and councils, supported by a population of around 365,000. On the average £275,000 purchase, a 5.5% gross yield implies roughly £1,260 per calendar month in rent, a useful sanity check when you are reviewing a listing. Welsh capital with universities and government employment.
- WorkableStandard buy-to-let
- Strong fitHMO / rent by the room
- WorkableFirst-time landlord
Which is the better investment?
If monthly cash flow is your priority, Aberdeen is the stronger option on paper at 5.5% gross. If you want the lower capital commitment, Aberdeen needs around £48,750 as a 25% deposit. Averages only take you so far, though, so run the actual listing through PropertyROI before you offer.
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