Is Cambridge or Hertford better for buy-to-let?

Hertford has the higher average gross yield at 4.5%, while Hertford has the lower average purchase price at £425,000. Higher-yield markets suit cash-flow investors; lower-yield, higher-price markets tend to be capital-growth plays.

What is the average rental yield in Cambridge?

The average gross rental yield in Cambridge is approximately 3.8%. On a typical £545,000 property that works out at roughly £1,726 per month in rent before mortgage costs, letting fees, insurance and maintenance. Net yield after costs is usually 1.5–2.5 percentage points lower.

What is the average rental yield in Hertford?

The average gross rental yield in Hertford is approximately 4.5%. On a typical £425,000 property that works out at roughly £1,594 per month in rent before mortgage costs, letting fees, insurance and maintenance. Net yield after costs is usually 1.5–2.5 percentage points lower.

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Location comparison

Cambridge vs Hertford for Property Investment

Hertford leads on gross yield at 4.5%, while Hertford has the lower entry price at £425,000. Here is how the two markets compare on yield, price, deposit and tenant demand.

Cambridge vs Hertford at a glance

Metric	Cambridge	Hertford
Average gross yield	3.8%	4.5%
Average property price	£545,000	£425,000
Implied monthly rent	£1,726	£1,594
25% deposit	£136,250	£106,250
Stamp duty (additional property)	£42,000	£30,000
Population	145,000	30,000
Region	East of England	East of England
Investor rating	Average	Average

Cambridge

The market skews towards period houses, detached family homes and premium new-build apartments, so entry prices sit well above the national average. Tenant demand is underpinned by a large student population, local employment in services, healthcare and logistics, supported by a population of around 145,000. On the average £545,000 purchase, a 3.8% gross yield implies roughly £1,726 per calendar month in rent — a useful sanity check when you are reviewing a listing. World-class university and tech hub with premium prices.

Consider carefully
Standard buy-to-let
Strong fit
HMO / rent by the room
Consider carefully
First-time landlord

Full Cambridge guide

Hertford

The market skews towards period houses, detached family homes and premium new-build apartments, so entry prices sit well above the national average. Tenant demand is underpinned by local employment in services, healthcare and logistics, supported by a population of around 30,000. On the average £425,000 purchase, a 4.5% gross yield implies roughly £1,594 per calendar month in rent — a useful sanity check when you are reviewing a listing. Historic county town with premium market.

Consider carefully
Standard buy-to-let
Consider carefully
HMO / rent by the room
Consider carefully
First-time landlord

Full Hertford guide

Which is the better investment?

If monthly cash flow is your priority, Hertford is the stronger option on paper at 4.5% gross. If you want the lower capital commitment, Hertford needs around £106,250 as a 25% deposit. Averages only take you so far, though — run the actual listing through PropertyROI before you offer.

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